If you’re traveling to Canada or have friends and family visiting from overseas, you should consider getting Visitors to Canada Travel Insurance. This type of policy provides emergency medical coverage for non-Canadian citizens visiting for a short stay. It can help with the high costs of healthcare in this country and may be required by your school, employer or your visa application.
Depending on the type of policy and the insurer, visitors to Canada see more here insurance might also cover side trips, emergency trip cancellation, and lost luggage. Most visitors insurance plans are available online and can be purchased either before or during your trip. You’ll want to make sure you check the terms, conditions, and limitations of your policy before purchasing.
One of the main things to keep in mind is that most visitors insurance policies don’t cover pre-existing medical conditions. But if you’re lucky, some providers like Manulife will let you purchase a visitors to Canada plan with stable pre-existing condition coverage up to a limit.
A good policy should include emergency medical coverage that will pay for your hospital bills and related expenses, including prescription drugs, dental care, and maternity care. It should also cover the cost of return medical transportation home in case you need to continue your treatment after you’ve been released from the hospital. Most policies will also provide a 24/7 emergency line, travel assistance services, and coverage for lost luggage and theft of personal belongings.
You should also check if your visitors to Canada travel insurance plan includes sports activities coverage. This will give you peace of mind if you decide to participate in activities that are outside your comfort zone or in higher risk environments, such as extreme mountain climbing or deep sea diving.
Lastly, you should check to see whether or not your visitors to Canada travel insurance plan covers repatriation of remains in the event of an accident. This is important if you’re travelling with your family and you want to ensure that your loved ones are returned home in the event of an unexpected death or disability.
Finally, you’ll want to look for a policy with a low deductible and maximum benefit limit. This will make it easier to file a claim in the event of an emergency. And it’s always a good idea to keep a copy of any receipts and documents you receive from your medical treatment. You can use these as proof of your claim later on when you’re filing for reimbursement.
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